Attention homeowners in Nitro and Kanawha County: Get an Appraisal today!

Check out the top seven reasons WV homeowners order from Boggs & Associates, Inc.:

To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
Challenge property tax assessments
Remove PMI to cut your monthly mortgage payment
To reinstate their Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
If real estate property needs to be divided because of a divorce
To settle an estate in Kanawha county or WV by determining the true market value of property in question

Need help deciding the price of your house in or near Nitro, WV?
Contact Boggs & Associates, Inc..

We at Boggs & Associates, Inc. understand the special needs of a homeowner looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your home because you most likely have an emotional attachment to it. The professional appraisers at Boggs & Associates, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much your house is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value estimation than yours.

PMI Removal Appraisals

A fashionable way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are seasoned in helping clients just like you delete undesirable PMI insurance.

Challenge property tax assessments

Lets say you live in a region that's going down -- your local tax assessor may have your house overvalued. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. An expert appraisal from Boggs & Associates, Inc. is your chief weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow angle. Boggs & Associates, Inc. can provide you with an expert appraisal that will help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just received a copy of your appraisal and you'd prefer to have a seasoned professional double-check it for efficiency or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Boggs & Associates, Inc. can help you with that. While usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.